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Personal Loans*†
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Term
|
Lowest Annual
% Rate
|
Up to 60 months
|
9.99%
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Auto Loans*†
|
|
Term |
Lowest Annual
% Rate |
| Up to 60 months |
4.99% |
| 61-72 months |
5.49% |
| 73-84 months |
6.49% |
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Boat and Recreational Vehicle Loans*†
|
|
Term |
Lowest Annual
% Rate |
| Up to 60 months |
6.74% |
| 61-96 months |
7.24% |
| 97-119 months |
8.24% |
| 120-143 months |
8.74% |
| 144 |
9.74% |
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Motorcyle Loans*†
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|
Term
|
Lowest Annual
% Rate
|
| Up to 60 months |
7.99%
|
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Miscellaneous Collateral*†
|
|
Term
|
Lowest Annual
% Rate
|
| Up to 60 months |
8.99%
|
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Personal Line of Credit†
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|
Term
|
Lowest Annual
% Rate
|
Personal Line of Credit
|
10.00%
|
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Deposit Secured*
|
|
Term |
Lowest Annual
% Rate |
| Up to 60 months |
5.40% |
| 61-96 months |
5.90% |
| 97-144 months |
6.90% |
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Credit Cards
|
|
Card Type |
Annual Percentage Rate |
|
Visa Platinum Credit Card |
7.90% - 18.00% |
|
MasterCard Platinum Credit Card |
7.90% - 18.00% |
|
Secured Cards |
9.00% |
New credit card accounts will enjoy a low 3.99% APR for 9-months on all purchases and balance transfers made within 90 days of account opening.
*Maximum loan term will depend on the age of collateral and/or the size of the loan.
Minimum Payment: The minimum payment will be three percent (3.0%) of the total new balance, but no less than Ten and No/100 Dollars ($10).
† The actual APR may vary based on the applicant's credit history.
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Mortgage Loan Products
|
Home Equity Line Of Credit (HELOC) &
Variable Rate - Closed-End Home Equity Loan**
|
Loan Amount
|
Minimum Terms
|
|
Minimum of $10,000
|
60 Months
|
|
$10,000 to $16,999
|
96 Months
|
|
$17,000 to $29,000 |
180 Months |
|
$30,000 to $150,000 |
240 Months |
Loan-to-Value**
|
Loan-to-Value
|
Lowest Annual % Rate
|
|
90% or Less
|
Prime - .50% |
|
Higher than 90%
|
Prime + .50% |
Fixed Rate - Closed-End Home Equity Loan
|
Term |
Rate |
|
Up to 60 months |
Prime - 1.00% |
|
61 to 96 months |
Prime |
|
97 to 144 months |
Prime + .50% |
** Maximum Terms for Variable Rate - Closed-End Home Equity Loans
† The actual APR may vary based on the applicant's credit history.
1st Mortgage Loans – 1st mortgage loan interest rates fluctuate frequently. Please contact one of our Mortgage Loan Reprsentatives at (850)479-9601 for an interest rate quote on one of our many 1st mortgage loan products.
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