Gulf Winds Federal Credit Union

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Routing #: 263281679

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Gulf Winds
Federal Credit Union
Phone: (850) 479.9601
Toll Free (800) 650.6328
Branches & Hours

Loan Rates

Personal Loans*†

Term	Lowest Annual % Rate
Up to 60 months	9.99%

Auto Loans*†

Term	Lowest Annual % Rate
Up to 36 months	2.99%
Up to 48 months	3.49%
Up to 60 months	3.99%
Up to 84 months	4.49%

Boat and Recreational Vehicle Loans*†

Term	Lowest Annual % Rate
Up to 60 months	6.74%
Up to 120 months	7.24%
Up to 144 months	8.24%

Motorcyle Loans*†

Term	Lowest Annual % Rate
Up to 60 months	7.99%

Miscellaneous Collateral*†

Term	Lowest Annual % Rate
Up to 60 months	8.99%

Personal Line of Credit†

Term	Lowest Annual % Rate
Personal Line of Credit	10.00%

Deposit Secured*

Term	Lowest Annual % Rate
Up to 60 months	4.25%
61-96 months	4.75%
97-144 months	5.75%

Credit Cards

Card Type	Annual Percentage Rate
Visa Platinum Credit Card	7.90% - 18.00%
MasterCard Platinum Credit Card	7.90% - 18.00%
Secured Cards	9.00%

New credit card accounts will enjoy a low 3.99% APR for 9-months on all purchases and balance transfers made within 90 days of account opening.

*Maximum loan term will depend on the age of collateral and/or the size of the loan.

Minimum Payment: The minimum payment will be three percent (3.0%) of the total new balance, but no less than Ten and No/100 Dollars ($10).

† The actual APR may vary based on the applicant's credit history.

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Mortgage Loan Products

First Mortgage Loans
First mortgage loan interest rates fluctuate frequently.
Please contact one of our Mortgage Loan Representatives at (850)479-9601 for an interest rate quote on one of our many 1st mortgage loan products.

Fixed Rate - Closed-End Home Equity Loan | Up to 80%

Term	Rate
Up to 60 months	Prime + 1.50%
61 to 96 months	Prime + 2.50%
97 to 144 months	Prime + 3.50%

† The actual APR may vary based on the applicant's credit history.

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