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                      Gulf Winds Federal Credit Union Phone: (850) 479.9601 Toll Free (800) 650.6328 Branches & Hours |
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Your Place to Borrow Gulf Winds is the one place to go for all your borrowing needs. We offer a wide variety of loans including cars, trucks, mortgages, boats, RV's, computers, and household goods. We also offer a variety of credit cards with low interest rates. You can conveniently apply for a loan through Online Banking, through our Call Center at (850) 479.9601, or at one of our branch locations. Making Loans Possible! Auto Loans
Extended Warranty and Auto-Protection Plans As your vehicle gets older, the risk and cost of repairs will increase. That is when you need protection the most. There is a chance you could pay hundreds of dollars for mechanical and electrical repairs after your factory warranty has expired. Ask any loan officer about our auto protection plans. Consumer Loans Gulf Winds offers a variety of consumer loans or personal loans for almost any purpose. We can help you with your next vacation, a new computer, the boat you have been interested in, and much more! Mortgage Loans Gulf Winds offers a wide variety of financing options in order to help you get the home of your dreams. Whether you would like to buy a home, build a custom home, or refinance your current mortgage, our Real Estate Specialists are ready to help you realize your goals. All mortgage loans at Gulf Winds are underwritten, processed, closed, and serviced locally by Gulf Winds. Home Equity Loans Take advantage of the value under your roof! A Gulf Winds Home Equity Loan is the smart way to borrow. We offer great rates, generous amounts, flexible terms and spending options. Credit Cards While other credit cards offer a low annual percentage rate but a high annual fee - or a higher rate with a low fee - we give you the best of both worlds: a low fixed rate and no annual fee. We offer the benefits of worldwide acceptance and outstanding savings with our Gulf Winds' Classic Visa, MasterCard and Gold MasterCard. Consider getting rid of those high interest department store cards and enjoy the benefits of your own Gulf Winds credit card.  CU RewardsIn addition, our Gold MasterCard accounts have CU Rewards as a FREE benefit. Cardholders have the ability to earn points toward airline tickets, cruises, hotels, merchandise, rental cars, and much more. Earn one point for each dollar charged on your gold card. Points are only earned on purchases, not cash advances and transfers. Line of Credit Loans We offer a personal line-of-credit which is available to you whenever you need it. Whether you need a loan for a short-term emergency or any other purpose, we can help you. You can apply for it now and use it later! Payment Protection For Your Loan Protect your loans and your assets. With Credit Life or Disability insurance, you will be protected from having to make your loan payments in the event of a disability or your loved one's death. Credit Life insurance is designed to pay off the loan if the borrower dies. Credit Disability insurance is designed to take over the loan payments if the borrower becomes disabled and cannot work. If you purchase the insurance at the time you complete your loan, you will be able to finance it in the loan. It is a minimal cost to assure your peace of mind if something should happen. You and your family will rest easy knowing you won't have to worry about making your loan payments. *Rates and terms are based on individual credit worthiness. All rates on Web site and in printed materials subject to change without prior notice. Please contact the Call Center at (850) 479.9601 for current rates. |
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