Gulf Winds Federal Credit Union
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Gulf Winds
Federal Credit Union
Phone: (850) 479.9601
Toll Free (800) 650.6328
Branches & Hours

Schedule of Fees
Schedule of Fees and Charges
Account Research $20.00 per hour

Non-Proprietary ATM Transaction Fees
Cash Withdrawals $0.60 per transaction
Deposits $1.00 per transaction
Balance Inquiries $0.25 per transaction
Transfers $0.25 per transaction

Business Checking Fees

Business Checking Maintenance Fee
(waived for non-profit accounts)

$5.00 per month
Transaction Fees $0.05 per item,
after 75 each month
Check Order Charge Varies
Deposit Fees - Cash Deposits
 
$.0025 per $100.00 for
each deposit
Deposit Fees - Coin Deposits 4.00% of each deposit
Night Deposit Bag/Key Deposit $25.00

Cashier’s Check Fee
Third Party Check Withdrawal Fee
$2.00 per item
Check Copy Fee $2.00 per copy
Check Cashing Fee $2.00 per item
Check Printing Fee Varies*
Coin Machine Fee - Members 8% amounts >$100
Coin Machine Fee - Non-members 8%
Collection Item Fee $15.00 per item
Collection Item Return Fee
 
$18.00 per item
 
Document Copy Fee $2.00 per copy
Dormant Account Fee $5.00 per month
Escheat Fee $50.00
Levy & Garnishment Processing $25 per occurrence
Money Order Fee $1.00 per item
Non-Sufficient Funds Fee $27.50 per item
MyOpportunity Checking Share Draft $6.95 per month
Overdraft Protection (ODP) Fee
 
$27.50 per item
 
Paid Prior to Non-Sufficient Funds Fee $27.50 per item
Primary Share Account Closure Fee
(waived for Accounts open in excess of 60 days)
$10.00 per occurrence
VISA Debit Card Replacement Fee $5.00 per Card
Checking Account Reconciliation Fee
(applies to second & subsequent requests)
$20.00 per occurrence

Returned Deposit Fee Personal Account

$5.00 per item
Returned Deposit Fee Business Account $10.00 per item
Returned Mail Fee $1.00 per item

Safe Deposit Box Fees
Rental - 3x5 $15.00 per year
Rental - 3x10 $25.00 per year
Rental - 5x10 $40.00 per year
Rental - 10x10 $75.00 per year
Key Replacement $5.00 per key
Forced Entry actual cost

Statement Copy Fee $2.00 per copy
Bill Payment Stop Payment Fee $15.00 per item
Stop Payment Fee $27.50 per item
Temporary Checks 4 checks for $1.00
Third Party Check Withdrawal Fee $2.00 per transaction
Traveler's Checks Fee
(AMEX Cheques for two)
$0.50 per $100.00
Western Union Money Order Fee $20.00
International Western Union Money Order Fee $20.00-$45.00
 
Wire Transfer Fees
Outgoing $15.00
Incoming $5.00
International $30.00

Speed Pay Fee $2.00 per check
MyFree Checking Share Draft Check Order Varies*
MyChecking Plus Share Draft Check Order Varies

*No charge for MyFree Checking Alliance checks

Schedule of Fee updated as of August 1, 2009.






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