Gulf Winds Federal Credit Union
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Gulf Winds
Federal Credit Union
Phone: (850) 479.9601
Toll Free (800) 650.6328
Branches & Hours

Schedule of Fees
Schedule of Fees and Charges
Account Research $10.00 per hour

Non-Proprietary ATM Transaction Fees
Cash Withdrawals $0.60 per transaction
Deposits $1.00 per transaction
Balance Inquiries $0.25 per transaction
Transfers $0.25 per transaction

Business Checking Fees

Account Service Fee
(waived for non-profit accounts)

$5.00 per month
Paid Items Service Fee
(25 items free each month)
$0.05 per item

Cashier’s Check Fee $1.00 per item
Share Draft Copy Fee $2.00 per copy
Collection Item Fee $5.00 per item
Collection Item Return Fee
$18.00 per item
Document Copy Fee $2.00 per copy
Dormant Account Fee $5.00 per month
Money Order Fee $1.00 per item
Non-Sufficient Funds Fee $25.00 per item
Overdraft Protection (ODP) Fee
$25.00 per item
Paid Prior to Non-Sufficient Funds Fee $25.00 per item
Primary Share Account Closure Fee
(waived for Accounts open in excess of 60 days)
$10.00 per occurrence
ATM/VISA Debit Card Replacement Fee $5.00 per Card
Share Draft Account Reconciliation Fee
(applies to second & subsequent requests)
$20.00 per occurrence
Returned Deposit Fee $5.00 per item
Returned Mail Fee $1.00 per item

Safe Deposit Box Fees
Rental - 3x5 $12.00 per year
Rental - 3x10 $20.00 per year
Rental - 5x10 $40.00 per year
Rental - 10x10 $60.00 per year
Key Replacement $5.00 per key
Forced Entry actual cost

Statement Copy Fee $2.00 per copy
Bill Payment Stop Payment Fee $15.00 per item
Stop Payment Fee $20.00 per item
Third Party Check Withdrawal Fee $1.00 per transaction
Traveler's Checks Fee
(AMEX Cheques for two)
$0.50 per $100.00
Western Union Transfer Fee $20.00
International Western Union Transfer $20.00-$45.00
Wire Transfer Fees
Outgoing $10.00
Incoming $2.00
International $30.00

Speed Pay Fee $2.00 per check
Totally Free Share Draft Check Order Fee Varies*
Legacy Share Draft Check Order Fee Varies
*alliance check style may be obtained at no charge




Service That Soars Above!NCUAJSS