Gulf Winds Federal Credit Union
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Gulf Winds
Federal Credit Union
Phone: (850) 479.9601
Toll Free (800) 650.6328
Branches & Hours

Your Place For Convenience

Online Banking at www.gwfcu.org
Our FREE Online Banking service provides secure online access to your accounts wherever you have or use a personal computer. No software is needed, just a computer with internet access. Check all of your balances, transfer funds, make loan payments, review account history, and download account information - all on Online Banking. You also have access to FREE Bill Pay, FREE e-Statements with check images, apply for a loan, and much more.

Phone Anytime Teller (PAT)
(850) 479.9601 (Local)
(800) 650.6328 (Toll-free)
Our Phone Anytime Teller (PAT) audio response service is available 24 hours a day, 7 days a week. To use PAT, all you need is a touch-tone phone, your account number and a 4-digit security code. It is an easy way to check your account balances, find out whether checks have cleared, transfer funds from one account to another, and much more.

Download a PAT User Guide [PDF]
Download a PAT Wallet Guide [PDF]

Bill Pay
FREE Online Bill Pay from Gulf Winds makes paying your bills quick and easy. Each payment is automatically debited from your Gulf Winds checking account and itemized on your monthly statement. Just point, click and your bills will be paid on time, every time. Click here for more information about our Bill Pay.

e-Statements with Check Images
We offer FREE and instant access to your Gulf Winds statements online. No more waiting for the mail. This service also allows you to view and print your cancelled check images. Click here to sign up for e-Statements today.

Check Ordering
Reorder ChecksFor your convenience, Gulf Winds offers several methods of ordering your checks. You can reorder checks any time you need to through Online Banking. With just a few clicks, you can reorder the same checks you have always used with us, or you can choose from dozens of different styles. You may also call toll free 1 (877) 838.5287 and place your order, drop your check reorder form off at any of our branches, or mail the form to our Corporate Office.

Overdraft Protection
Overdraft protection gives you peace of mind by automatically transferring from other accounts you designate to cover your items presented for payment to your checking account. There is no charge to you for this valuable service - no transfer fee or non-sufficient funds (NSF) fee.

Overdraft Privilege
Gulf Winds offers discretionary Overdraft Privilege, a financial resource that can cover your overdraft checks, should you make a mistake with your account. This privilege may protect you from merchant returned check charges.

Calculators
Click here to use our suite of financial calculators.

Annual Credit Report
Get your free annual credit report at www.annualcreditreport.com.

Direct Deposit
Avoid lines on payday with Direct Deposit. Direct Deposit is one of the most convenient services Gulf Winds offers. Most regularly occurring government and payroll checks can be deposited into your account automatically with Direct Deposit. Direct Deposit is fast, safe, and, best of all, FREE.

Service That Soars Above!NCUAJSS